Legal

Terms of Use

Last updated: 1 July 2026

1. Acceptance of Terms

By accessing or using the FindeskCo website (findeskco.com) and platform (collectively, the "Service"), you agree to be bound by these Terms of Use ("Terms"). If you do not agree to these Terms, do not use the Service.

FindeskCo reserves the right to update these Terms at any time. Continued use of the Service after changes are posted constitutes acceptance of the updated Terms.

2. Nature of the Service

FindeskCo is a technology platform that provides investment portfolio tools, market information, options analytics, and adviser workflow software to licensed Australian financial advisory firms and their clients.

FindeskCo is a technology company. It does not hold an Australian Financial Services Licence (AFSL) and does not provide financial product advice. The firms that use FindeskCo software are responsible for obtaining and maintaining appropriate AFSL authorisations.

3. No Financial Advice

The information available through the FindeskCo platform is general in nature unless expressly stated otherwise by a licensed adviser using the platform. It does not take into account your personal objectives, financial situation, or needs.

Before acting on any information available through FindeskCo, you should consider whether it is appropriate for your circumstances. You should seek advice from a licensed financial adviser where required. FindeskCo is not responsible for any investment decision made in reliance on information available through the platform.

4. No Guarantee of Market Outcomes

FindeskCo does not guarantee investment returns, market performance, or any particular outcome from the use of the platform. Past performance is not a reliable indicator of future performance. Market information, portfolio data, and analytics provided through the platform are for informational purposes only.

5. Data Accuracy

While we take reasonable steps to ensure the accuracy of data and information displayed in the platform, FindeskCo makes no warranty as to the accuracy, completeness, or timeliness of any market data, portfolio data, or financial information. Market data is subject to delays and may not reflect real-time prices.

Portfolio data is sourced from brokers and financial institutions and is displayed as received. FindeskCo is not responsible for errors originating from data source providers.

6. Options Risk Disclosure

Exchange Traded Options (ETOs) are complex financial instruments. Trading options involves a high degree of risk and may not be suitable for all investors. You may lose your entire investment. Before trading options, you should read the relevant Product Disclosure Statement and obtain appropriate financial advice.

Options analytics and information available through FindeskCo are for informational purposes only and do not constitute a recommendation to buy, sell, or hold any options contract.

7. Calculator and Tool Limitations

Calculators and analytical tools available in the platform are for illustrative and informational purposes only. Results produced by calculators are estimates based on inputs provided and assumptions built into the tool. They should not be relied upon as the basis for investment decisions without independent verification.

8. User Responsibilities

You are responsible for:

  • Keeping your account credentials secure and confidential
  • Ensuring your use of the Service complies with applicable laws and regulations
  • Not using the platform for any unlawful, fraudulent, or harmful purpose
  • Not attempting to access data belonging to other users
  • Notifying us immediately of any unauthorised access to your account

9. Intellectual Property

All content, software, design, trademarks, and intellectual property on the FindeskCo website and platform are owned by or licensed to FindeskCo. You may not copy, reproduce, distribute, or create derivative works without prior written permission.

10. Acceptable Use

You must not use the Service to:

  • Engage in market manipulation, fraud, or deceptive conduct
  • Transmit viruses, malware, or harmful code
  • Attempt to gain unauthorised access to any system or data
  • Use automated tools to scrape or extract data without permission
  • Violate any applicable law or regulation

11. Limitation of Liability

To the maximum extent permitted by law, FindeskCo is not liable for any direct, indirect, incidental, special, or consequential loss or damage arising from your use of, or inability to use, the Service — including any loss arising from reliance on information displayed in the platform.

Nothing in these Terms excludes liability that cannot be excluded under Australian Consumer Law.

12. Governing Law

These Terms are governed by the laws of Queensland, Australia. Any disputes arising from these Terms or the use of the Service are subject to the exclusive jurisdiction of the courts of Queensland.

13. Contact

For questions about these Terms, contact us at [email protected].